Life assurance, do I really need it?

06 Aug 2019

Life Assurance is a way of managing your risks. When you take out a life assurance policy, you transfer the cost of a potential loss to the insurance company. Finding the right assurance for your needs can be a daunting task. Whether your new life assurance is for personal or business use, deVere Acuma has you covered. 

Why do I need it?

For most people, their major fears in the event of premature death include, that their family’s lifestyle will be ‘downsized’, that their children’s education will suffer, and that any loans and debts will not be able to be repaid.
For expats living and working abroad, there is even more risk, as life cover in your home country might not pay out if something happens to you when you are abroad. 
The purpose of international life assurance is to provide you with the peace of mind that your family and loved ones are protected in the event of your premature death, no matter where you live in the world.


  • Worldwide protection for expats living and working abroad

  • Low monthly premiums

  • Guaranteed premiums for an entire contract term

Term Life Insurance is life assurance taken out over a specific period. It pays out a lump sum if the death of the insured occurs within the selected term. For example, term life insurance for a mortgage loan which will cover any outstanding mortgage amounts.

deVere Acuma can help you find international life assurance cover tailored to your individual, specific needs.
Working with a carefully selected panel of providers, deVere Acuma offers an extensive product range including:

  • Life Cover

  • Term Life Assurance

  • Critical illness cover

Contact your deVere Acuma adviser today for more information on [email protected]